Life insurance is something many people do not want to think about because death is not a pretty subject. Most people think that it is ungodly expensive and in these hard economic times they cannot afford it. The real question shouldn’t be if they can afford it but what will happen to their spouses and children in case of an unplanned death. The honest truth is most people can buy a term life policy for the amount of money they spend on coffee each month.
Life insurance is here to protect your loved ones. If something happens to you would you want your spouse to be able to live the same lifestyle?
There are two types of life insurance:
• Term life insurance which offers lower cost coverage for a set period of time, usually 10, 20, or 30 years.
• Permanent Life insurance which offers coverage for your lifetime with potential to build equity.
Give us a call to see which type of policy is right for you.